20920 5th AVE, Cudjoe Key, FL 33042
20920 5th AVE, Cudjoe Key, FL 33042
20920 5th AVE, Cudjoe Key, FL 33042
20920 5th AVE, Cudjoe Key, FL 33042
20920 5th AVE, Cudjoe Key, FL 33042
20920 5th AVE, Cudjoe Key, FL 33042
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Listed by Miriam Novotny Compass Florida, LLC
$ 2,795,000
Est. payment | /mo

4 Beds

3 Baths

2,913 SqFt


Save
$ 2,795,000
Est. payment | /mo
Save

4 Beds

3 Baths

2,913 SqFt

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 2,913 sqft

Price per Sqft $959

Subdivision Cudjoe Gardens (21.0)

MLS Listing ID 618526

Style Above Flood

Bedrooms 4

Full Baths 3

HOA Y/N No

Year Built 1995

Annual Tax Amount $19,216

Tax Year 2025

Lot Size 0.349 Acres

Acres 0.35

Lot Dimensions X

Property Sub-Type Single Family Residence

Land Area 2913

Property Description

Florida Keys luxury island living at its finest.
Welcome to your private slice of tropical island living in coveted Cudjoe Gardens—a true boater's dream set on an oversized double canal-front lot (approx. 15,200 sq. ft.) with an impressive close to 200 feet of concrete seawall. This beautifully designed CBS home offers 4 bedrooms, 3 baths, and nearly 3,000 sq. ft. of living space, thoughtfully arranged for relaxed living and effortless entertaining. Recent renovations elevate the home even further, with the kitchen and primary bath completely and tastefully reimagined by D'Asign Source. The stunning chef's kitchen now features Omega cabinetry, elegant quartzite stone surfaces, premium KitchenAid appliances, and a striking black walnut round dining table that anchors the space with warmth and natural beauty—perfect for gathering with family and friends.
Pocket sliding doors open the living areas to a spacious screened Florida Room (approx. 494 sq. ft.), seamlessly blending indoor and outdoor living. Outside, enjoy mature tropical landscaping, extensive paved driveways and walkways, and resort-style spaces designed for relaxing and entertaining. For boating enthusiasts, this property truly shines: approx. 4' control depth, quick access to the reef and backcountry, protected canals, and proximity to a full-service marina. The seawall is fully equipped with a cut-in boat slip, 15,000 lb. boat lift, davits, swim ladder, and outdoor shower—everything you need for life on the water. Additional highlights include a barrel tile roof, an attached 2 car garage, a versatile 676 sq. ft. garage space ideal for storage, hobbies, or island toys. Whether you're hosting sunset gatherings by the pool, heading out for a day on the water, or simply unwinding in your own tropical retreat, this remarkable property offers the perfect blend of comfort, style, and true Florida Keys lifestyle. Come see this exceptional canal-front retreat, where every day feels like a getaway.

Location

State FL

County Monroe

Community Community Boat Ramp, Bike Paths

Area 07 - Cudjoe Key

Zoning IS - Improved Subivision District

Interior

Interior Features Walk-in Closet(s), Bar, Cathedral Ceilings, Window Treatments, Sun/Florida Room

Heating Central

Cooling Central Air, Ceiling Fans(s)

Flooring Tile, Carpet

Furnishings Negotiable

Window Features Double Hung Windows,Sliding Glass Doors

Appliance Dryer, Washer, Dishwasher, Microwave, Oven, Range, Refrigerator

Laundry Laundry Room

Exterior

Exterior Feature Hot Tub, Storage, Sprinkler System, Lanai

Parking Features Guest, Attached, Garage Door Opener

Pool Heated, In Ground

Community Features Community Boat Ramp, Bike Paths

Utilities Available FKAA, Municipal Sewer

Waterfront Description Canal Front

Roof Type Tile Roof

Porch Screened Patio, Patio

Garage No

Building

Architectural Style Above Flood

New Construction No

Others

HOA Fee Include None

Tax ID 00174634006700

Acceptable Financing Cash, Conventional, VA Loan, FHA

Listing Terms Cash, Conventional, VA Loan, FHA

Pets Allowed Yes

Nearby Locations

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20920 5th AVE